Privacy Policy

Last Updated 3/21/2013;

Welcome to payday-loans-near-me.com (hereinafter “Company”). This Privacy Policy is an Agreement between Company and You (hereinafter “You” and/or “Your”)-as the user of this website (hereinafter “Site”) and Company’s services-and governs Company’s collection, use, and protection of the personal information submitted by You to this Site.
Please be sure to read this Agreement in its entirety before using this Site.
By using this Site You acknowledge You have read, understand, and agree without limitation or qualification to be legally bound by this Privacy Policy and Company’s Terms & Conditions of Use.
If You do not agree to these terms, do not use this Site or Company’s services.

Collection of Information

Company collects information about You by and through Your access to and use of this Site and through Your use of Company’s loan matching services (“Company’s services”). Some information is collected through Your submission of information when You register for Company’s services. Any use of Company’s services is entirely voluntary, and You are not required to provide any such information to Company unless You choose to register for Company’s services. Other information is collected by virtue of Your access to and use of this Site, which includes-without limitation-Your Internet Protocol address, browser type, location information, and date and time of access and use. The information collected by virtue of Your access to and use of this Site may be collected irrespective of whether You submit information to register for Company’s services. This Privacy Policy applies to all such information, howsoever collected.

Personally Identifiable Information

Some of the information You must provide to register for Company’s services may include Personally Identifiable Information. Personally Identifiable Information is unique data about an individual used for identification and communication purposes. Personally Identifiable Information includes-without limitation-name, Social Security number, driver’s license and other identification numbers, birth date, home and personal mobile device telephone numbers, personal email address, mailing and home addresses, financial information, and employment information. If You do not provide requested Personally Identifiable Information, You will not be able to access or use Company’s services where such information is required.

Non-Personally Identifiable Information

Some information You must provide to register for Company’s services or which may be collected by virtue of Your access to and use of this Site may include Non-Personally Identifiable Information. Non-Personally Identifiable Information includes-without limitation-Internet Protocol address, browser type, operating system type, and Internet Service Provider.

Cookies

This Site employs the use of Cookies to enhance Your user experience. Cookies are data sent to Your computer when You visit a website. Cookies allow this Site to recognize Your browser type and store Your preferences. Cookies help Company analyze traffic on this Site to better understand visitor behavior and other activity. Cookies, by themselves, do not provide Company with Your Personally Identifiable Information. You can disable Cookies through the settings on Your Internet browser. However, if You disable Cookies, You may not be able to access or use certain features of this Site or Company’s services. Company has no access to or control over third party Cookies technology.

Use & Sharing of Information

Broadly speaking, the information collected by and through Your access to and use of this Site and Your use of Company’s services will be used to assist You with Your payday loan inquiry, to fulfill Your payday loan request, and to share with You offers and promotions or information about additional products or services in which You might be interested. Such collected information may also be used for other purposes for which You have given Your consent, to prevent fraud, or as may otherwise be permitted by applicable law. To those ends, You expressly authorize Company to share such collected information with trusted lenders and affiliates that use Your information only as permitted by Company or as necessary to effectuate the purpose of Your payday loan inquiry. Such trusted lenders and affiliates are bound by contract to maintain the security and integrity of Your information.

Trusted lenders may use the information collected by and through Your access to and use of this Site and Your use of Company’s services as needed to process Your payday loan inquiry. You expressly authorize such trusted lenders, and callers calling on behalf of such trusted lenders, to contact You via email, telephone, and/or mobile device (including by automated dialing and/or artificial/pre-recorded voice) at the email address and/or numbers provided by You (notwithstanding that Your email address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like) to assist You with Your payday loan inquiry. You expressly authorize such trusted lenders, and callers calling on behalf of such trusted lenders, to contact You via telephone and/or mobile device at any time (including, without limitation, before 8:00 am and after 9:00 pm, local time) at the numbers provided by You to assist You with Your payday loan inquiry.

Company reserves the right to share the information collected by and through Your access to and use of this Site and Your use of Company’s services: (a) where required by law, warrant, subpoena, or legal process; or where requested by a court of competent jurisdiction, governmental authority, or quasi-governmental authority; (b) in the event of Company’s bankruptcy, or if Company is sold or acquired; (c) where You are in violation of this Privacy Policy or the Terms & Conditions of Use. ; (d) to prevent, address, or remedy fraud, security, or technical issues, which necessarily may include-without limitation-the exchange of such information with trusted third parties for fraud prevention purposes; (e) to improve the design and content of this Site; or, (f) where Company determines such disclosure is necessary to protect the rights of Company or a third party, or to shield Company from liability of any kind.

Marketing Practices

While registering for Company’s services, Company asks whether You authorize receipt of SMS-based offers and promotions from Company and trusted affiliates. You may withhold authorization and still register for Company’s services. If You authorize SMS-based offers and promotions, You do so with the understanding that-based on Your individual carrier and plan-message and data rates may apply, and that You are solely responsible for any such charges. If You authorize SMS-based offers and promotions, You represent and warrant that You are eighteen (18) years of age or older, that You own or are authorized to use the mobile device to which such SMS-based offers and promotions will be sent, and that You are authorized to approve any applicable charges. Lastly, if You authorize SMS-based offers and promotions, You do so notwithstanding that Your mobile device may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like.

You expressly authorize Company, trusted affiliates, and callers calling on behalf of Company or trusted affiliates, to contact You via email, telephone, and/or mobile device (including by automated dialing and/or artificial/pre-recorded voice) at the email address and/or numbers provided by You (notwithstanding that Your email address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like) to share information about additional products and services in which You might be interested. You expressly authorize Company, trusted affiliates, and callers calling on behalf of Company or trusted affiliates, to contact You via telephone and/or mobile device at any time (including, without limitation, before 8:00 am and after 9:00 pm, local time) at the numbers provided by You to share such information.

You agree that by giving Your express authorization for receipt of the various marketing materials and means of delivery contemplated herein, You thereby waive Your right to file a claim or complaint with the FTC, FCC, or any other federal or state agency or office with regard to such contact. Should You no longer wish to receive SMS-based offers and promotions or information about additional products and services by email, telephone, or mobile device from Company, You may write to Company directly via certified mail to 16350 Ventura Blvd., Suite D #821, Encino, CA, 91436; or email at admin@ payday-loans-near-me.com; or You may follow the instructions to unsubscribe in the message itself. All requests to unsubscribe from receipt of such communications from Company are added to Company’s Do-Not-Contact list within ten (10) days of receipt. You may continue to receive SMS-based offers and promotions or information about additional products and services by email, telephone, or mobile device from third parties with which You are already subscribed. Requests to unsubscribe from receipt of such communications from third parties must be communicated directly to such third parties. Company is not responsible for stopping all unwanted communications from sources beyond Company’s control.

Security of Information

Company employs a series of physical and electronic security measures and procedures to safeguard the security and integrity of Your personal information from unauthorized access, use, destruction, or disclosure-both online and offline. For example, Company has managerial security measures in place wherein access to and use of Your personal information is limited. As for technical security measures, Company secures data transmission with Secure Socket Layer (SSL) encryption software, limits access to data storage with password protection, and stores data on secure servers and computers.

Please note that although Company takes all reasonable precautions to protect Your data, no data storage or data transmission security is guaranteed. Accordingly, Company cannot, and does not, represent, warrant, or guarantee the complete security of any data storage or data transmission. You agree that Your access to and use of this Site and Your use of Company’s services-which necessarily includes data storage and data transmission-are done at Your own risk.

In the event of any known data security breach with respect to Your Personally Identifiable Information, Company will notify You and relevant regulatory agencies as may be required by applicable law. Be advised that notice to You may be delayed to address the needs of law enforcement, to determine the scope of the breach, and/or to employ certain remedial measures.

Access to Personally Identifiable Information

Company retains the information collected by and through Your access to and use of this Site and Your use of Company’s services as needed to perform Company’s services, to comply with legal obligations, to resolve disputes, and to enforce agreements. If You wish to update or delete Your Personally Identifiable Information, You may communicate Your desire to do so to Company via email to info@ payday-loans-near-me.com

Third Party Links

This Site may contain links to third party websites. You agree that Company is not responsible for the privacy policies and practices of such third party websites, and understand that this Privacy Policy does not apply to Your access to and use of such third party websites. This Privacy Policy applies solely to information collected by Company, even where Company may frame another website with its own. You are encouraged to exercise care when following third party links away from this Site, and to read the privacy policy of any such site that collects Personally Identifiable Information from You. Company is not liable for Your access to and use of such third party websites, and Your access to and use of such third party websites are done at Your own risk.

Children’s Privacy

This Site is a general audience website and is not specifically designed for or targeted to children. You must be eighteen (18) years of age or older to register for Company’s services. Children under the age of eighteen (18) are strictly forbidden from registering for Company’s services. Company does not knowingly collect, use, or share any Personally Identifiable Information from children under the age of eighteen (18). If Company becomes aware that Personally Identifiable Information regarding a child under the age of eighteen (18) has been inadvertently collected at this Site, Company will make reasonable efforts to delete it from Company’s records.

Modification

Company reserves the right to modify this Privacy Policy or any additional terms that apply to this Site or Company’s services. Company will post notice of any such modifications in a clear and conspicuous manner to this Privacy Policy, the Company homepage, or any other place Company may deem appropriate. Any such modifications shall take effect immediately. If You do not agree to any such modified terms, do not use this Site or Company’s services.

Headings

The headings for sections contained herein are for convenience only and shall not affect the meaning of the provisions of this Privacy Policy.

Company’s Contact Information

Comments, questions, or concerns about this Privacy Policy or Company’s privacy practices may be directed to Company via email to info@ payday-loans-near-me.com